In a farmer-friendly move ahead of the upcoming Kharif season, the Cooperation Department of the Government of Odisha has notified the implementation of the Pradhan Mantri Fasal Bima Yojana (PMFBY) for 2026.
The scheme will provide comprehensive protection to farmers against crop losses caused by drought, dry spells, floods, inundation, cyclones, hailstorms, landslides, and lightning.
This year, the notified crops include Paddy, Maize, Groundnut, Ragi, Cotton, Red Gram, Ginger, and Turmeric in the designated areas across the state.
The most attractive feature of PMFBY Kharif 2026 in Odisha is that eligible farmers can avail insurance coverage completely free of cost up to 5 acres. Farmers are required to pay only a nominal ₹1 per plot for account validation. The entire farmer’s premium is borne by the State Government along with the support of the Government of India.
All categories of farmers — loanee farmers, non-loanee farmers, and sharecroppers — can benefit from the scheme.
Easy Enrolment Process
- Loanee farmers can enrol through their PACS/LAMPCS or concerned bank branches.
- Non-loanee farmers can enrol through Common Service Centres (CSCs), Cooperative Banks, Commercial Bank branches, Insurance Intermediaries, or approved digital platforms.
Aadhaar number (or Aadhaar enrolment proof) is mandatory for enrolment. Farmers are advised to keep their land records, bank account details, and crop-related documents ready. Officials from PACS/LAMPCS will assist farmers during the process.
The scheme also covers localized calamities and post-harvest losses, offering wider protection than many other insurance options.
Last Date to Enrol: 31 July 2026
Farmers cultivating notified crops in notified areas have been urged to complete their enrolment before the deadline of 31st July 2026. For assistance, farmers can contact their nearest PACS/LAMPCS, bank branch, CSC, ARCS, DRCS, CDAO office, or insurance representatives.
This initiative is expected to bring much-needed financial security to thousands of farmers across Odisha, especially small and marginal landholders who often face the brunt of unpredictable weather.
