Edelweiss Mutual Fund CEO Radhika Gupta has urged people to adopt a more balanced approach to personal finance, emphasizing that financial planning should not be limited to saving and investing but should also include spending on experiences that bring happiness.
In a post on X (formerly Twitter), Gupta wrote, “My job is to sell SIPs, but I always tell everyone – young and old – to take the time to enjoy the fruits of your hard work.” She added, “Save, but also spend on things that give you joy, because it makes the journey worth it.”
Highlighting that life is not about “who has the highest NAV or most rupees,” she encouraged finding the “middle path” between financial discipline and personal fulfillment.
Clarifying Misconceptions
Earlier this week, Gupta addressed a common financial misunderstanding, explaining that systematic investment plans (SIPs), mutual funds, and equities are not competing products but interconnected components of wealth building.
“It drives me crazy that after all these years, people still think SIP and mutual funds are different,” she noted.
Beyond Finance
Gupta also spoke on broader lifestyle topics. In April, she suggested that restaurants could help tackle India’s growing obesity crisis by offering half-plate options, encouraging healthier and waste-free dining habits.
